If you’re a Costco shopper who loves the convenience of Apple Pay, you might be wondering: Does Costco take Apple Pay? The short answer is yes, but there are some important details you need to know before you head to the checkout line.
Does Costco Take Apple Pay in Stores?
Yes, Costco accepts Apple Pay at all of its warehouse locations. However, there’s one big requirement—your Apple Wallet must be linked to a Visa card. That’s because Costco has an exclusive agreement with Visa for in-store credit card transactions.
Try using Apple Pay with a Mastercard, American Express, or Discover card; your payment will probably be denied. If your Apple Pay is tied to a debit card, it should still operate without any problems though.
How to Use Apple Pay at Costco
- Load your Visa credit card or debit card into your Apple Wallet.
- When checking out, hold your iPhone or Apple Watch near the contactless reader.
- Authenticate using Face ID, Touch ID, or your passcode.
- Wait for the confirmation, and you’re good to go!
Does Costco Take Apple Pay at the Gas Station?
Here you can get confused. Some Costco gas stations accept Apple Pay, but most others don’t. Costco is really gradually upgrading its pumps to support contactless payments, but not all locations have made the switch yet.
To check if your local Costco gas station accepts Apple Pay, look for the contactless payment symbol at the pump or ask an attendant before filling up.
Does Costco Take Apple Pay for Online Orders?
Unfortunately the Costco.com and the Costco app never accept Apple Pay. If you’re shopping online, you’ll must need to use:
- A working Visa or any Mastercard credit card
- A debit card
- Costco Shop Cards (gift cards)
- Other approved payment methods
Other Payment Methods Accepted at Costco
In addition to Apple Pay (with a Visa card), Costco allows:
- Visa credit cards (the only accepted credit card in-store)
- Debit cards (including those linked to Apple Pay)
- Cash
- Costco Shop Cards (gift cards)
- Google Pay & Samsung Pay (but only with a Visa card)
Benefits of Using Apple Pay at Costco
Using Apple Pay at Costco comes with several advantages:
✅ Fast Checkout – No need to swipe or insert a card, just tap and go.
✅ Extra Security – Apple Pay encrypts your payment details, keeping your card information safe.
✅ Less Contact – A great touch-free payment option, reducing the need to handle cash or a physical card.
Final Verdict: Does Costco Take Apple Pay?
Sure! Costco takes Apple Pay, only if your Apple Wallet is connected to a Visa card. Apple Pay is not used for internet purchases; it is used at Costco warehouses, select petrol stations.
Make sure your Apple Pay is set up with a Visa card so the checkout process goes without a hitch before visiting Costco. Look for contactless payment indicators or have a backup payment option ready should you be at the gas station.
Next time you shop for bulk goods or house basics, try Costco’s famous $1.50 hot dog combo. Using Apple Pay can also make your shopping faster and easier! 🚀
