Walmart is a best and go to store for millions of shoppers who is looking for everything from groceries to electronics. But in today’s world, where the digital payments are becoming more popular, a common question pops up—Does Walmart take Apple Pay? If you’re an user who prefers quick and secure payments, you might be disappointed to learn that this is doesn’t support Apple Pay. However, that doesn’t mean you’re out of options! In this article, we’ll explore why Walmart made this decision, what alternatives exist, and how you can still shop conveniently.
Does Walmart Accept Apple Pay?
Simply put, no—Walmart does not accept Apple Pay in its stores or online. Instead, Walmart has developed its own digital payment system, Walmart Pay. Unlike Apple Pay, which uses near-field communication (NFC) for contactless payments, Walmart Pay operates by scanning a QR code at checkout.
Why Doesn’t Walmart Accept Apple Pay?
Walmart’s decision to skip Apple Pay isn’t random. There are a few key reasons behind this choice:
Encouraging Walmart Pay Adoption: The company prefers customers to use Walmart Pay, which is built into the Walmart app. This keeps transactions within Walmart’s ecosystem and strengthens customer engagement.
Avoiding Extra Fees: Credit card companies charge processing fees for Apple Pay transactions. By promoting Walmart Pay, the retailer reduces these costs.
Maintaining Control Over Customer Data: When you use Apple Pay, Apple processes the transaction. Walmart Pay, on the other hand, allows Walmart to track and analyze shopping behaviors to improve customer experience and marketing strategies.
Competing on Its Own Terms: Walmart wants to stand apart from competitors rather than rely on third-party payment services like Apple Pay.
What Is Walmart Pay and How Does It Work?
Walmart Pay is Walmart’s answer to mobile payments, offering a simple and seamless way to check out. Here’s how it works:
- Download the Walmart App: Available on both iOS and Android.
- Add a Payment Method: Link your debit card, credit card, or Walmart gift card.
- Shop as Usual: Pick out your items and head to checkout.
- Open Walmart Pay: Access it through the Walmart app.
- Scan the QR Code: The register will display a unique QR code—just scan it using your phone.
- Payment Complete: Your transaction processes instantly, and you’ll receive an electronic receipt.
Alternative Payment Methods at Walmart
While Apple Pay isn’t an option, Walmart still offers a variety of ways to pay, including:
- Walmart Pay (Walmart’s own mobile payment system)
- Credit and Debit Cards (Visa, Mastercard, American Express, Discover)
- Walmart Gift Cards (Redeemable online and in-store)
- Cash (Still accepted at all locations)
- PayPal (For online transactions via Walmart’s website and app)
- Affirm Financing (Buy now, pay later options for larger purchases)
- EBT (Electronic Benefits Transfer) (Accepted at select locations for qualifying purchases)
- Checks (Available in some locations, depending on store policies)
Workarounds to Use Apple Pay at Walmart
Even though Walmart doesn’t directly accept Apple Pay, there are a few tricks you can use to still shop using Apple’s payment system:
- Buy Walmart Gift Cards with Apple Pay: Some third-party websites allow you to purchase Walmart gift cards using Apple Pay. Once you have the gift card, you can use it in-store or online.
- Use PayPal Linked to Apple Pay: You can link Apple Pay to your PayPal account and then use PayPal to shop at Walmart online.
- Use an Apple Card: If you have an Apple Card, you can still use it like a regular credit card at Walmart and even earn cashback rewards
Will Walmart Accept Apple Pay in the Future?
For now, Walmart has made it clear that it prefers Walmart Pay over Apple Pay. However, technology and consumer preferences are constantly evolving. If enough customers push for Apple Pay, Walmart might reconsider its stance in the future. But as of today, Apple Pay remains off the table.
Final Thoughts
So, does Walmart accept Apple Pay? Unfortunately, no. But that doesn’t mean you’re stuck without options. Walmart Pay is a solid alternative, and other payment methods like PayPal and Walmart gift cards provide workarounds for Apple Pay users. While it may not be as seamless as tapping your iPhone at checkout, these alternatives ensure that shopping at Walmart remains convenient. As mobile payment options continue to evolve, who knows—maybe one day Walmart will change its mind!
